check the name of your resume file

check the name of your resume file check the name of your resume file This is a small thing, but if youre sending out a resume with a date like resume2013, please go update it right now. Otherwise, fairly soon youll start looking like your job search has been a lengthy one (which, rightly or wrongly, can turn some employers off) and like youre not paying attention to details.And while youre at it, make sure your resume isnt named something like Resume with Janes edits. Thats too much insider information, like leaving Track Changes on when you send it.Aside from these things, though, no one will care what your resume file is called, so feel free to ignore all advice to the contrary.

Help! I applied everywhere with not 1 call back!

Help I applied everywhere with bedrngnis 1 call backHelp I applied everywhere with not 1 call backThis ones a real head-scratcher you look online, find jobs that you know good and well you could do with your eyes closed, meet all the stated qualifications, send off your resume electronically, and thenthe silence is deafening.So, why does this happen time and again?I know I know You were told by more than 1 person somewhere along the line that, its just a numbers game. Hmmm, job search is about numbers (just not the ones you were thinking of), but its most definitely not a game. Lets talk about 3 reasons why youre not getting the calls back you think you should.1) You submit your resume for 8 or 10 different job titles because you figure you can adapt to practically anything. What doesnt work in job search is to approach things with a perspective that youre a jack of all trades. The employer is a) not going to spend the time to figure out what to do with you and b) is only hiring some one for ONE job.When you spread yourself thin, you make yourself good to exactly no one.Focus. Focus. Focus. It may seem like if you dont apply for opportunities X and Y and Z that youll miss out. You will. But that job was not perfect for you, and you were not perfect for it. The most successful candidates identify what they want, then go for that and ONLY that, until they get it.2) Youre highly motivated, and dedicated, and passionate. Thats nice, but none of those words indicate what you actually DO. The employer is hiring someone to DO something, not BE something. Another way to think of it is the employer is paying you for something, and its not just to be highly motivated.The something you bring to the table needs to be an action, such as providing operational leadership, directing marketing campaigns, or leading sales teams. Those are your true skills, and more importantly, those are the types of hard-core keywords the employers and recruiters are searching for.3) Youre listi ng your history practically back to the days of the Biblical Flood. I just had a conversation with a candidate who was talking about how he had a natural love for technology that started when he was a child. While that may have been true, thats not a story to present on your resume, LinkedIn, or in an interview.Going too far back in time, rather than highlighting the vast experience you bring to the table, actually has the opposite effect because it reminds your audience that you are old which brings with it an entirely different set of issues.If you have a long history, heres what to do detail the most recent 10-20 years, then summarize your early career without presenting the dates. This will go a long way to emphasizing whats most important, while rounding out the foundation of your career.

4 ways to rise at work if you didnt grow up with a lot of money

4 ways to rise at work if you didnt grow up with a lot of money4 ways to rise at work if you didnt grow up with a lot of moneyRising through the corporate ranks isnt always easy, but there can bean additional set of challenges if you grew up in a poor- or working-class household and have to learn social codes as well as your job.A Harvard Business Review article byNicole Stephens and Sarah Townsend published this week shed light on how working class and middle and upper class people think of themselves. The upshot they are less individualist than those from privileged backgrounds.Instead, people who grew up without a lot of money tend to see themselves as part of a community, no matter where they are. The authors citedresearchsaying that people of lower income tend to consider themselves interdependent with and highly connected toothers.They write that parents in these householdsteach their children the importance of following the rules and adjusting to the needs of others, in part b ecause there is no economic safety net to fall back on.Translation mora money equals a developed sense of individualism, because a financial safety net can often replace a menschenwrdig one. But having less money, while its hard, can give people a better understanding of human dynamics.This also relates to finding success at in the office if you come from humble beginnings There are ways to bridge the gap.The roles of social fit and cultural capitalYou dont know about what you havent been exposed to, as shown in the Harvard Business Review article.Even after students graduate from college and transition to professional workplaces, employees from working-class backgrounds report feeling a lack of social fit and cultural capital, compared with their peers. A student at a top business school, reflecting on her experience in a professional workplace, told us It was kind of a shock to me to be in a workplace and feel very much like Im in this very elite environment where I just dont fit in. I was much more aware of how I talked, how I presented myself, what I wore, what kind of family experiences I chose to share, all those things, Stephens and Townsend wrote.Full rides dont solve all problemsGetting a coveted full ride to one of the most prestigious institutions doesnt make hardships evaporate for lower-income students.Nick Anderson wrote about the reality of full rides to Ivy league schools in a 2016 Washington Post article, focusing on Columbia University in New York City. While students with scholarships may have tuition taken care of, they still have to watch living expenses carefully, which cuts them out of a lot of social events and outings.Anderson described just how stressful that scarcity of ready cash can be, to the extent of crowd-sourcing meals.Here at Columbia University, money pressures lead many to cut corners on textbook purchases and skip city excursions routine for affluent classmates. Some borrow thousands of dollars a year to pay bills. Some fe el obliged to send money home occasionally to help their families. Others spend less on university meal plans, slipping extra food into their backpacks when they leave a dining hall and hunting for free grub through a Facebook network called CU Meal Share.Building social and cultural capital in a new economic groupHeres how to continue to learn and develop within more privileged economic surroundings, even after youve scored a job you never would have dreamed of when you were growing up.1. The earlier, the betterDont be afraid to start getting out of your comfort zone as soon as you can.A 2011 research article in Research in Higher Education touched on the importance of learning the social codes of new environments as early as possible. Habituation goes a long way.Ones habitus sets parameters around that which is imaginable students cannot aspire to a profession that they have not heard about. Still, early interventions and educational experiences can prepare the soil for an infusio n of cultural and social capital that is important for individual mobility.That doesnt mean youve lost your chance if youre already out of college. You can still seize opportunities to learn if youre already working.2. Take free, online courses to build up common skillsYou already graduated with a degree, but consider spending some of your time taking classes for free, even if that means working late at night or on the weekend, on top of yourside hustle. It makes it easier to learn without the social stress of comparisons to classmates, and extra skills will put you on the playing field with colleagues who had ample training in the byways of business before they got to the same office.MOOCs are Massive, Open Online Courses.The website edX offers courses though schools like MIT, Harvard, Berkeley, Boston University and Georgetown University. Classes like Berkeleys Academic and Business Writingstart soon, while Cornells Structuring Business Agreements for Success starts today.If forei gn languages are the barrier to rising in the organization, there are many ways to learn outside expensive courses. One of our favorites learn Spanish, French, Russian, Italian through the Duolingo website or download it on Apples App storeor Google Playto study up for free.The truth is that rising in the world from a lower-income background is going to be harder. Theres nothing wrong with putting in extra work outside of the office if it gets you where you want to be.3. Listen up during your commuteTo free podcasts, that is.Listening to experts engaging conversations about current events, pop culture and everything in between is a great way to learn something new, not to mention a way to guarantee that youll be able to chime in at your next dinner party and to fasson a common bond with people from other backgrounds. Having a common frame of reference is a great way to feel like less of an outsider.Check out NPRs selection of podcasts on news, business, pop culture, the environment and more. Or scan Apples podcasts. Call Your Girlfriend, hosted by Ann Friedman, is a great option for women looking for career and life advice, and Death Sex and Money hosted by Anna Sale is a great conversational ride that shows how to connect well to people. APMs Dinner Party Download is a great way to keep up on whats happening in arts and culture. The New York Times The Daily podcast is one of our favorites as well, for its smart, concise discussions of daily news events.You can also listen audio books on your ride to work usingAudible.4. Network, network, networkWho you know will always be important, so seek out ways to get to know people working in a field that excites you. People of all backgrounds can make great connections, because what makes a great professional network is the ability to connect with others - and thats possible regardless of where you came from. In fact, different living experiences are actually an advantage in networking, because our differences are wha t make us interesting.Another advantage those from lower-income backgrounds rely on community and are open to collaboration, which makes understanding people easier.We like Kelly Hoeys Build Your Dream Network as a good primer on how to form good connections that will always be ready with advice or a good job recommendation. (The key reciprocity. Be there for people who want to be there for you.)Heather R. Huhman, founder and president of content marketing and digital PR consultancy Come Recommended, wrote about how who you know can help you grow in a 2014 Business Insider article.Personal and professional growth is crucial to a successful career. Similar to the guidance and support provided by a portion of your network, some of your contacts might also be beneficial in helping your reach new heights within your career, whether its pushing you to apply for a position you initially felt was out of your realm or simply inspiring you to work harder on a daily basis, Huhman wrote.Even i f you didnt grow up in a household with a lot of money, there are ways to fill in the gaps and continue to educate yourself after youre already employed.

How to Stand out in a noisy world

How to Stand out in a noisy worldHow to Stand out in a noisy worldWe are here to laugh at the odds and live our lives so well that Death will tremble to take us.Its a line only Charles Bukowski could have written. To some, he was a cult-hero. To others, he was a prime example of a low-life. In either case, the man made an impression.An author, a pessimist, an alcoholic, and a poet. Bukowskis work has outlived him by decades. Few have captured the struggle of life with the complex simplicity that he did.What he said was always easy, but it came with a depth that somehow illuminated the hidden dimensions of reality. It peeled back layers that you wouldnt otherwise have known existed.He wasnt concerned with anything beyond what he was, and he didnt need you to agree with him. His art was simply about what he had seen through his own eyes and what he put down on a piece of paper. His pain and his laughter. Nothing more, leidhing less.Despite his blatant mistreatment of the opposite sex a nd his questionable lifestyle, Bukowski often gets somewhat of a free pass. Likely in part because of his skill as an artist, but arguably as much, too, because of his awareness of himself his refreshing authenticity.He knew who he was, he didnt mold to outside expectations, and he wore his flaws openly.From a point of material success or happiness, his life isnt one you want to emulate, but his insistence on being himself and using that to his advantage is a quality worth borrowing.Mind Your Own BusinessThe influence of society is powerful. The collective forces, made up of the individual behaviors and perceptions of billions of people, constantly try to guide us in one direction or another.We might have preferences and ideals of our own, but this kind of pressure can sometimes make it hard for us to distinguish between our own voice and the direction of the larger world.Its quite easy to get caught up doing things you dont want or acting in ways that dont cater to your personality . Going against the grain is a battle, and its not an easy one to win.As a result, we often tend to make compromises in our natural, comfortable behavior so that we can give these social forces what they want in hopes of a reward. We start running our businesses like everyone else, and we make our art a little more commercial to blend in.In the short-term, this may work here and there, but over time, its a strategy likely to fail.The ironic reality is that the best way to be seen is by minding your own business. Its by spending time cultivating energy in yourself so that you become so interesting in your own way that it not only stands out, but its impossible to ignore. Thats what creates the difference.On the surface, there was nothing fascinating about Bukowskis life. It took him decades to get noticed. But by the time he did, hed developed such a relatable voice that it was precisely the work he had put into this distinction that enabled him to write books that sell even today.As king for attention doesnt work. Attention has to be provoked, and you have to earn it.Dont mold yourself to what society appears to reward. Its not only ineffective, but it also takes time, effort, and value away from working on yourself. Thats where the magic happens.Authenticity Has a RewardA major reason that many of us let the noise of the world dampen our own voice is that we presume there is a disincentive for going against the grain or challenging the status quo.In small, homogeneous groups, there can be. In the broader world, the effect is the opposite.When you hold a belief about something, youre always going to set yourself up for the possibility of critique and disagreement. The difference is that if youre authentic, and not unnecessarily combative or self-assured, most reasonable people will appreciate that.Its a basic act of decency. We increasingly live in cultures where people identify more often as being against something than they do as being for something. Its the root cause of the vast polarization in our world today, and a change of pace is refreshing for many of us.If your way of living is different from the herd, embrace it and own it. Much of the time, its not about what it is, but its about how you wear it. Standing up for something without needlessly stepping on toes shows confidence and honesty. Its a kind of authenticity that people buy into.Bukowski wasnt a charming guy, but he knew that. Along with the harshness of his thoughts, every page he wrote also contained a dose of vulnerability. He was stripped bare, whether you liked it or not. That influenced how the world saw him, in spite of his faults.On one end, we all know this. That said, the idea that authenticity is a competitive advantage is unintuitive enough that it doesnt fully register when we are surrounded by a reality that is so intent on how telling us what the rules are and how important it is to abide by them.The best way to stand out in a noisy world is to own who you are with grace.All You Need to KnowCharles Bukowski might not be an exemplary role model, but his raw authenticity is an example we can all take something from. Its a reminder that the voice inside of us matters and that its worth fighting to uncover in a world that tries very hard to keep it covered.Over time, we grow, and we readjust. The external reality plays a part in that transformation, and its not always a bad thing. Its an evolution more than it is an unwelcome change.That said, we all have characteristics about us that reflect beliefs about our place in the world, and unless these evolve in a beneficial way, theyre worth holding on to tightly.Rather than worrying about what external influences expect of you, focus on yourself. Cultivate your life in a way that excites you, and be so interesting you cant be ignored.People dont respond negatively as much to what you do, but rather to how you own it. If you stand for something with awareness and without aggressively putting down something else, the world sees qualities that it likes, and thats something it tends to reward in the long run.Standing out for the sake of standing out is generally undesirable. At the same time, we live in a busy and crowded world, and being able to show visibility is something that pays dividends whether it be in your personal life or in your work environments.Luckily, if you do it right, you dont have to compromise yourself to be seen.Want to think and live smarter? Zat Rana publishes a free weekly newsletter for 30,000+ readers atDesign Luck.

All About Graphic Design Resume Examples

All About Graphic entwurf Resume Examples Top Choices of Graphic entwurf Resume Examples The very first Ultrapato edition is currently considered a real relic among many latinamerican fans. For instance, some create the graphics utilized in packaging for assorted varieties of retail products, while others might work on the visual design used on a book jacket. You have your portfolio to showcase your style.Have a designer look at it and see whether youre on the appropriate track. As you might be realizing, theres this much more to graphic design than just logos and layouts. Although personalized, an excellent graphic design resume ought to be professional enough to convince recruiters your style matches their brand. Dont neglect to have a look at all our resume designs. The One Thing to Do for Graphic Design Resume Examples Fantastic samples of graphic design resume templates is only the start the good thing is that we have lots of templates on offer. The overall rule for gra phic design resumes is to put in a URL to your site or internet portfolio. By using our freelance graphic designer CV sample, you will guarantee that you include all the correct form of written information. Your graphic design resume should contain all the fundamental necessities with a bit additional pizazz. The Number One Question You Must Ask for Graphic Design Resume Examples Lets look at what some of the pros include (and dont hesitate to jump ahead to any of these sections utilizing the links below). You may still write an excellent graphic design resume education section even in case you havent finished college yet. Adhere to a conventional list or bullet point format to underline the skills you do have, and just leave out the ones that you dont. The best thing of producing resumes is to describe each section in short detail. The Graphic Design Resume Examples Game Job markets in assorted parts of the country each have their own. Before searching for their very first jobs, students will have to create a portfolio of all of the design work they have created. Also bear in mind that you need to choose jobs that actually show what you could do, not jobs that mean a lot to you. A lot of people want to get an increased job. You wish to be prepared to send your resume whenever you become aware of a job opening. Start with listing a number of the top skills the job posting requires. You should definitely require the resumes rather than any different type of job application. A portfolio that includes many diverse forms of work will be valuable as students start the work hunt. At any moment youve got a conference you have to impress your supporters. Theres no greater bargain on the graphic designer objective statement, so lets get you into your favourite program Hopefully that post it may allow you to get data which people provide. Rome was not built each day. Top Graphic Design Resume Examples Secrets If youd like, you can cat that with a sli ghtly notice overview of your abilities and career objectives. Not only does this assume that the amount of difficulty is equivalent among all skills, but nonetheless, it also accepts that folks are objective when rating themselves. You always need to clearly show your latest accomplishment. Make sure that you have a minumum of one example for a time you demonstrated every one of the top five skills listed here. What Graphic Design Resume Examples Is - and What it Is Not Everything has produced a minor to the big progress as a result of technological advancements. If youre still not certain how to start off a personal statement, our experts are always prepared to supply a few hints. There is not any evidence of producing resumes through manual procedure. However much experience you have as a graphic designer, be sure that your resume includes a hyperlink to your very best work. Even though he resume is only the first crucial step in landing your dream position, its often t he thing that can make it or break it in terms of your employment. Youre a graphics gal or guy, so earning a portfolio from scratch may be somewhat challenging. Think of graphic design samples as a weapon, which you might strategically produces to be in a position to target a specific work and to receive ones heart of the business. Instead, you wish to only include the facts of your simple employers which are especially pertinent to the work you wish to how next. Nearly all of employers want freelance designers. Nearly every possible employer will want to observe a resume from you. Both employers and clients wish to meet you personally and professionally, so be certain you reveal the details they will need to be certain you belong to their culture. Your graphic designer mission statement needs to be impeccable. So whether youre attempting to get freelance projects or locate a steady position with a huge company, its apparent that you have to attract the interest of clients a nd employers. The organization has done well with the business to date, but theyre in need of a new company identity to permit them to move to the next level. Just make sure it will accept one.

Government scraps cap on self-education expenses

Government scraps cap on self-education expenses Government scraps cap on self-education expensesPosted November 8, 2013, by Josie Chun Federal Treasurer Joe Hockey has confirmed that the government will not proceed with the cap on tax deductions for self-education expenses, as proposed by the former Labor government. This is good news all around for individuals pursuing professional development for their employers and for the greater economy, as general productivity increases as workers skills and education increase. The proposed cap, widely opposed by industry and dubbed a tax on learning when it was first mooted, would have had a significant negative impact on individuals professional development initiatives and discouraged attempts to boost skills and training. General Practice Registrars of Australia chief executive Amit Vohra has said in a statement The $2000 cap on self-education expenses was an ill-conceived and hastily put together tax on learning that had broader impl ications for Australias productivity. With the Australian Workforce Productivity Agency finding that every extra dollar invested in tertiary education expands the economy by $26, any cap on education expenses would have spelled bad news for Australias economic growth. It also would have further dampened Australias chances of meeting its target of having 40 per cent of 25 to 34 year olds attain a bachelor degree or higher by 2025. If Australia is to be an innovative, technology-based knowledge economy that continues to thrive and grow and compete on the international stage, continuous learning is essential. As Peter Anderson, chief executive of the Australian Chamber of Commerce and Industry, says, We need to encourage people to boost their skills and become more productive in the workplace, and the tax ordnungsprinzip must play its part in that task. Tax deductibility creates an appropriate shared responsibility, as the outcome supports individuals as well as the economy and broad er education policy. What do you think of the governments decision to scrap the cap? Leave a comment and let us know. If you yourself are interested in professional development so you can progress in your career, browse our range of online courses. ResourcesMy first resumeCover letter for my first jobCareer Insider StoriesShelley Lask - Body Positive Health & FitnessInterested in becoming a?Human Resources OfficerGeneral ManagerBusiness ManagerAccountantOffice AdministratorPopular Career Searchesvocational education and training victoriavocational education and training qldvocational education and training coursesvocational educationvocational education and training jobs CoursesBachelor of Social WorkEnquire zugnglich Enquire OnlineCertificate III in Health AdministrationEnquire Online Enquire OnlineBachelor of Criminal JusticeEnquire Online Enquire OnlineCertificate III in Allied Health AssistanceEnquire Online Enquire OnlineJosie ChunRelated ArticlesBrowse moreDream jobsEntreprene urshipHow To Start Up A Start-upAirbnb started out as a blow-up mattress on the floor, Facebook started up in a college dorm room and Google was born in a garage. We put a spotlight on the wonderful world of start-ups, and show you how to kick-start your own entrepreneurial dream.Beauty TherapyHealthJobs for the healthy, wealthy and wiseOur endless pursuit of health and wellbeing has reached epic proportions, with people pouring unprecedented sums of money into the wellness industry everything from acupuncture to personal training, pedicures and life coaching.Charles Sturt University (CSU)Future trendsSocial Work What Does the Future Hold? We sat down with Charles Sturt University (CSU) social work academics to uncover the changes and challenges society will undergo in the coming decades, and how these changes will affect the role of social work and social workers in the future.

The Positive Side of Part-Time Work

The Positive Side of Part-Time WorkThe Positive Side of Part-Time WorkTo some people, part-time work means having your hours reduced against your will or settling for part-time work after a long job hunt failed to land a full-time position. But there are plenty of positive aspects to part-time work if you look at it the right way. Some people actually consider the right part-time work arrangement the best of both worlds when it comes to work-life balance. More time for family. For working moms, perhaps the most obvious benefit of part-time work is the ability to generate an income but still have enough time for your children and husband, if youre married. Whether your part-time work overlaps exactly with the school day, or you use childcare during your shift, youll likely find that you have mora energy and time to manage your household and care for yourself when youre not working 40 hours a week or more. Just think of the errands you could run when the shops arent so crowded Continue d career growth. For some parents, part-time work is the best alternative to quitting work altogether when children are small. Theyre able to continue to use their professional training and advance on the career path, albeit at a slower pace than if theyd stayed full time. You may find that you can even win promotions while working part-time if your employer is open-minded and you demonstrate the milestones youve reached along the way. Time for education. After 10 years in the workforce, you may discover a burning desire to pursue options off-limits to people without a college or masters degree. A part-time work arrangement can help you find time for the necessary classes and associated studying. If you simply need an additional certification in order to reach the next level in your career or to pass a time-intensive series of exams a part-time position may be the way to clear time in your schedule for that needed training. For instance, many financial professionals and physician s must pass specialized exams in their field in order to continue practicing. Some income is better than none. While working part-time almost always means less money, for many people thats better than none. When faced with the prospect of not working at all or filling a part-time role, you may decide to take what you can get. Moreover, if you have more free time, you can use some of the tips for saving money that consume more time, such as cooking all meals at home and buying at outlets in bulk. Time to pursue a hobby. Its not always about the bottom line. Part-time employment can clear the way for you to learn to play the piano, study Chinese or train for a marathon. Sure, you can do these things while working a full-time job too, but its probably going to be more difficult. Part-time work gives you guilt-free time to indulge without feeling youre cheating either your family or your boss. Ultimately, when weighing whether to work part-time, you must consider the cons of part-time w ork as well as the pros. But dont go entirely negative as you make the decision

Separation Agreement FAQ - Ireland

Separation Agreement FAQ - IrelandSeparation Agreement FAQ - IrelandGeneralWhat is a gestaffelte anordnung agreement?A separation agreement is a legally binding contract setting out each partys rights and obligations to the other. If agreement can be reached reasonably quickly between the parties and a separation agreement is drawn up, it is cheaper and less stressful than going through a court case. Many couples formalise their separation in this way.What is addressed in a separation agreement?The main issues dealt with in a separation agreement are as followsAn agreement to live apartAgreed arrangements in relation to custody and access to children The occupation and ownership of the family/shared home and any other propertyMaintenance and any lump sum paymentsIndemnity from the debts of the other spouse/civil partner and Property division.Why do we require a separation agreement?If you are planning to separate, then a separation agreement can help you address issues on custody, ma intenance and family assets instead of having to go to court to resolve such issues. In this way, you will be avoiding costly litigation fees.Will my separation agreement be legally recognised?When the document has been drawn up and signed by both parties it becomes a legally binding written contract. It is also called a deed of separation. It is an alternative to a judicial separation.A separation agreement can later be made into a rule of court by application to the courts if you need to enforce under specific legislation.When will a court refuse to recognise a separation agreement?Courts are likely to refuse to recognise your separation agreement in the following situationsthe terms of the agreement are elend in the best interest of your childrena spouse has not fully disclosed certain assets or liabilities orthe separation agreement is plainly unfair (e.g. one spouse waives his/her right to maintenance without compensation).Who should use this separation agreement?This separati on agreement is intended for married spouses or civil partners who can agree on the terms of their separation and accept such a settlement. The essence of a separation agreement is that it is an agreement. Both parties must consent to the terms of the agreement.Marriage InformationWho is considered a spouse?For the purposes of this separation agreement spouses are individuals who are legally married and who are separated or considering separation.Can we use this agreement if we are living common-law?This separation agreement is intended for married couples only. This document may not be suitable for common-law couples.What happens if my spouse and I should later reconcile?If you and your spouse later reconcile then you and your spouse should draw up another agreement canceling the separation agreement.Child CustodyWhat does custody mean?Custody refers to the day-to-day care, residency and upbringing of dependent children. The children reside permanently with the parent who has sole custody and the other parent is granted access to the children at agreed times. It is also possible for parents to have joint custody of their children after separation or divorce and for the children to spend an equal amount of time with each parent if the parents can agree and arrange this.Custody is different than guardianship which refers to the legal responsibility of parents to make decisions and perform duties in relation to their childs upbringing. It is possible for a parent to have guardianship over their children without having custody and to have a say in major decisions in their life such as where they live, schooling, religion, and medical procedures.What does access mean?Access is the right of visitation with the child and is viewed by the courts as much a right of the child to see its parents as a right of the parents. The access or contact routine is determined on the basis of what is in the best interests of the child. It can include the child staying overnight ei ther occasionally, on alternate weekends or during school holidays and for the parent and child going on holidays together.Can the court change our custody arrangement?Courts can always change custody arrangements if the arrangements do not seem to be in the best interests of the children.How do I describe the visitation schedule?If you and your spouse are both on good terms and have little problems agreeing on visitation, it may be sufficient to provide a general description of visitation (e.g. The Wife will have reasonable and generous access.) On the other hand, if you and your spouse have difficulties coming to agreements, it is best to clearly specify the visitation schedule. Set out the arrangement for regular visits, holiday and school visits as well as pick up and drop off schedules. Ensure that your description is clear and capable of being understood by third parties. Also, ensure that the schedule is fair and reasonable to prevent it from being challenged by the court s.Child MaintenanceWhat is child maintenance?Child maintenance refers to monetary payments that are paid on an ongoing basis for the maintenance of a child or children. While each parent has a legal obligation to support their children it is usually the custodial parent who incurs most of the expenses of child rearing (including providing housing, food, clothing, schooling and transportation). To offset this imbalance, the non-custodial parent is expected to contribute to their childrens expenses in the form of child maintenance paid to the custodial parent.How often is it necessary to pay child maintenance?Child maintenance is typically paid in monthly installments, however, LawDepots separation agreement allows for weekly, bi-weekly or monthly installments.How long will child maintenance payments continue for?Maintenance can be awarded to a spouse/civil partner for their own benefit and/or for the benefit of a dependent child who is under the age of 18, or 23 if the child is in f ull-time education.If the child is over 18 and under 23 and the financial circumstances do not allow him/her to attend further education, maintenance can be applied for in order to facilitate further education.If the child has a mental or physical disability to such a degree that it will not be possible for the child to maintain him/herself fully, then there is no age limit for seeking maintenance for their support.Spousal MaintenanceWhat is spousal maintenance?Spousal maintenance or alimony is financial support that is sometimes paid by one spouse to the other spouse when their marriage breaks down. The idea behind spousal maintenance is to redistribute wealth such that one of the spouses does not face economic inequality at the end of the relationship.What is the difference between spousal maintenance and child maintenance?Spousal maintenance is not the saatkorn as child maintenance. Child maintenance is a financial obligation where one parent has a duty to make payments for the support of his or her children whereas spousal maintenance refers to payments made to a spouse in order to relieve financial inequality at the end of a relationship. Children, being the responsibility of both parents are always entitled to child maintenance whereas spousal maintenance is usually dependent on need and ability to pay.Does the law treat child maintenance payments and spousal maintenance payments differently? What are the tax implications?The law treats child maintenance payments and spousal maintenance payments differently. Child maintenance is not a payment that affects taxes. The payment is not deductable by the person paying child maintenance and is not viewed as taxable income by the person receiving the payment. In contrast, spousal maintenance is usually tax deductable for the spouse that is paying and is treated as taxable income by the spouse receiving the payment.What considerations should we take when deciding how much and how long spousal maintenance i s necessary?You may want to consider the following factors when addressing spousal maintenanceLength of the marriage Usually the longer a couple is married, the longer one spouse becomes financially dependent on the other. Former standard of living Generally courts like to see the financially dependent spouse live according to the standard of living he/she has become accustomed to during the marriage. Future financial prospects of the paying spouse Spouses who are likely to be earning mora in the future are often expected to pay more spousal maintenance. Future financial prospects of the receiving spouse Spouses who are not likely to earn as much in the future, may require more maintenance.The age and health of the receiving spouse Younger spouses who are in good health are generally viewed to require shorter periods of support as they can still enter the work force and find a means of providing for themselves. On the other hand, if the spouse is older or in poor health, the y may require more support as they may not be as likely to provide for themselves.Whether the receiving spouse made any contributions to the paying spouses education or career If the spouse who is requiring support has made contributions to the other spouses career, or has suffered economic disadvantage because of a career compromise (i.e. raising children of the marriage), then that spouse can usually be expected to be compensated accordingly by the other spouse.Am I legally entitled to spousal maintenance?Under Irish law, there is no clean break from the obligation to support ones spouse/civil partner and children. A clause in a separation agreement stating that a spouse/civil partner will not seek maintenance in the future or seek increased maintenance is unenforceable. The spouse/civil partner can apply for a maintenance order and a court will consider this application, particularly if the circumstances of the parties have changed or the spouse/civil partner who executed the ag reement did not have legal advice at the time.You are only barred from making an application if you have remarried or entered into a new civil partnership.PropertyHow should we go about dividing our property?You should sit down with your spouse and discuss how you wish to divide your assets. There are several ways to divide your assets which will depend entirely on your set of circumstances. Some couples may be content to leave the relationship with property that is held solely in their name. Other couples may see such a distribution scheme as unfair and they may want to want to equalise the value of what each spouse receives instead. The most important thing to remember is to be open and honest, disclosing all assets. Below are some suggestions to help you get startedCome up with a list of all your assets List all assets that you own jointly.Appraise the value of your assets Put a price on the assets you are distributing. For larger assets such as real estate (or anything e lse that may be difficult to value), you should seek an expert opinion.Decide who will get what Is there a logical owner to certain property? Go through your list of assets and choose who has a reason for receiving the item. You may want to consider exchanging one larger item for several smaller items to ensure an equal split.What assets should be considered?A list of assets can be found on our Property Division Checklist.Do I have to disclose all my assets?Yes. You MUST disclose all assets to your spouse. Your separation agreement may become invalid if you do not disclose all your assets.Signing DetailsDo I need to show this separation agreement to a lawyer before it is signedWhile it is not absolutely necessary to have a lawyer review your separation agreement, it is a good idea. This is especially the case if you are confused or uncertain about any of the clauses. If you require a review, ensure that you have your agreement reviewed by your own lawyer (not your spouses) b efore you sign the agreement. Getting independent legal advice is also a good idea because it prevents parties from later saying they were at a disadvantage because they didnt understand the agreement.Who can I choose as a witness?You must choose a competent adult as your witness.How many copies of the separation agreement do we require?You require at least two copies one for yourself and one for your spouse. Ensure that you print copies of the agreement before you sign the agreement so that each copy will have an original signature.

Whats the cost of happiness $95K, says this study

Whats the cost of happiness $95K, says this studyWhats the cost of happiness $95K, says this studyWeve all heard the saying money doesnt buy happiness. But researchers know that income is indeed associated with happiness.According to a recent study published in the journal Nature Human Behavior by Perdue University, people generally need about $65,000 to feel happy, but they need closer to $95,000 to feel financially secure. What may be even more interesting? Having more money than that threshold may actually decrease happiness.What do the numbers say?In 2010, a Princeton University study found that people are happiest with an annual income of about $75,000.And this new study seems to confirm this - that people are emotionally at their best and happy on a day-to-day basis when making between $60,000 and $75,000. However, Perdue researchers found that $95,000 is the ideal income for life satisfaction when taking into account long-term goals and comparisons to others. They dubbed this overall assessment as life evaluation. (The numbers are for individuals, not households.)The amount varies by region and countryResearchers in the study used data from the Gallup World Poll, which surveyed 1.7 1000000 people across the world. Unsurprisingly, the income needed for happiness depends significantly on where an individual lives. Thats likely because cost of living varies widely from country to country and rural versus urban areas.For life evaluation, ideal income ranges from $35,000 in Latin America to $125,000 in Australia and New Zealand.In general, people in Western Europe, North America, Australia, New Zealand, East Asia and the Middle East need higher incomes for both emotional well-being and life evaluation, while those Eastern Europe, Southeast Asia, Latin America and Sub-Saharan Africa need less.Happiness dipped with more moneyOnce individuals met their ideal income threshold, researchers found that having more money actually negatively impacts emotional well-be ing and happiness. Thats likely because after housing, utilities,student loan paymentsand other basic needs are met, people might be more likely to pursue material possessions and compare themselves to others. Turns out, this makes you less happy.At this point they are asking themselves, Overall, how am I doing? and How do I compare to other people?Andrew T. Jebb, the studys lead author and Perdue psychological sciences doctoral student, said in astatement. The small decline puts ones level of well-being closer to individuals who make slightly lower incomes, perhaps due to the costs that come with the highest incomes.As Jebb notes, this suggests that theres a limit to how happy money can make you and that there are other factors at play.Now that weve looked at how our income correlates with happiness, check outour analysis of how personality can impact how much money you make.This article was originally published on Comet.com.